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Rona Airmiles Credit Cards Vs. Other Air Miles Credit Cards Comparison

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Recently I discussed the RONA airmiles credit card giving just the benefits. In this article I'll discuss the RONA Airmiles credit card compared to other airmiles credit cards. The reason we are doing this comparison is because the RONA Air Miles credit card provides both cash back AND Air Miles. So how does it compare?

In this comparison I'll use three test cases which include the maximum RONA gift card, just below the maximum gift card and lower amount.

Test Case #1 - Spending $20,001 in a year on the credit card
RONA Airm Miles Credit Card = 1000 Airmiles + $1000 in RONA Gift Cards
Platinum Air Miles Credit Card = 1333 Airmiles
Basic Mastercard = 1000 Airmiles

Test Case #2 - Spending $9,999 in a year on the credit card
RONA Credit Card = 499 Airmiles + $400 in RONA Gift Cards
Platinum Air Miles Credit Card = 666 Airmiles
Basic Mastercard = 499 Airmiles

Test Case #3 - Spending $3,001 in a year on the credit card
RONA Credit Card = 150 Airmiles + $60 in RONA Gift Cards
Platinum Air Miles Credit Card = 200 Airmiles
Basic Mastercard = 150 Airmiles

What this doesn't take into consideration is the added bonuses of the other credit cards. The Platinum Air Miles Credit Card provides Car Rental Theft and Damage Insurance and 350 bonus airmiles when you first use your credit card, however, it costs $50 a year. The BMO credit card provides a discount on the number of airmiles for flights and 150 bonus miles but costs $99 per year.

All in all, I would say that the RONA credit card is probably the best NO FEE Air Miles credit card as you get cash-back (gift cards) and Air Miles when using your card. This card is especially good if you make a large purchase on your card within the first 30 days.

Comments

You have compared the Rona card with Major credit cards – Master Card and American Express, saying it is “probably the best NO FEE Air Miles credit card”. As I look at it, it apears to be store credit card (like a Sears card), only accepted at Rona and affiliated stores. So you can only use it when you’re shopping in their stores. You can collect a lot of airmiles if you are building a house or doing a major renovation, I guess. That’s pretty hard to compare with a major credit card you can use anywhere and collect Airmiles on everything. Or am I reading something wrong?

Geoff – That’s a really good point that I never really considered. I will edit the post and make it more clear. Thanks for your thoughts!

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